So long story short, they are trying to rip students off with so called “required insurance”. First year, the insurance was mandatory but we got to choose our own insurance company, and I went for the cheapest one obviously, which was $300 for one year, now the university is requiring, not even offering, to pay $350 for only 4 months, with the “secret insurance company”. And they are doing it massively with all students. What if the fee is actually $50 for a semester and the university is making us pay $350?!! All students might not care and just pay it, but not me! Cuz, similar things happened twice in the past. First, it was for a academic platform we r required to subscribe for a class, which was $150 through the university bookstore, and the professor said we HAVE TO buy it through the bookstore. I bought it from the platform website directly and it was $125. Did I only save $25?! Maybe, but it was the same exact subscription that no one could tell the difference, plus this $25 on gas can help me travel 400 miles. Second time, it was for the tuition fee, maybe u didn’t know, but Stetson gave me full tuition scholarship before I arrived here, and schools generally give renewable scholarships, which essentially means, if the expenses covered goes up by $1, ur scholarship will go up by $1 too. Basically, our tuition went up by abt $3,000 this year, but they sent me a new scholarship statement with the last year’s tuition amount. I immediately emailed the financial aid office and asked them to raise the scholarship, i told them that I was told my scholarship is renewable and otherwise I would not come to Stetson. They emailed me back apologizing that it was their mistake( i am gonna attach the screenshots to the next post). Now, was it the small mistake that happened to me only? I wish! I later found out that all of my friends are paying a lot more than they used to, as the prices went up, while me paying the same amount. But if I didn’t take action and didn’t email them on time, same thing would happen to me. Now, assuming the prices go up every year by a similar amount, I would have to pay over $10 grand extra in my senior year. How expensive would be my fear of standing against their business plan, which they call “a small mistake”.
I learned a lesson: “don’t ever feel shy, scared or dumb to ask questions that concern you, cuz if u dont act on time, ur fear of looking dumb or cocky might come at the bigger expenses”. This lesson is just a very very small example of the advantage i had as a part of my study abroad journey, for people who as if it is worth it.