Mahmudjon Mamajonov | English | Free Lessons

Okay! Let me break it down even more simply.

Step 1: Banks Start with Some Money

Banks have some money, but not a lot compared to how much they lend out. Let’s say a bank has $100 to start with.

Step 2: People Deposit Money

People put their money in the bank for safekeeping. For example, you give the bank $100 from your savings. The bank now has $200 in total.

Step 3: Banks Lend More Than They Have

Now, someone else comes to the bank and says, "I need a loan of $500 to buy a bike." The bank doesn’t have $500 in real cash, but they still give the loan by simply writing "$500" in that person’s account.

Where did this extra $300 come from? It was created out of thin air! The bank just typed the number in their system, and now it exists as a loan.

Step 4: Borrower Pays Back with Interest

The person who borrowed the $500 will slowly pay back, let’s say $550 (extra $50 as interest). This is how the bank makes money—it gives out more money than it actually has and collects extra money in return!

Step 5: The Cycle Repeats

The bank keeps doing this, creating money from nothing and earning more every time someone pays back with interest.

That’s how banks turn thin air into money!

I asked ChatGPT to explain how banks make money out of thin air.

Give people a reason to buy now or they wont.

Alex Hormozi

The Prophet, peace and blessings be upon him, said, “Verily, you will never leave anything for the sake of Allah Almighty but that Allah will replace it with something better.”

Source: Musnad Ah‌mad 22565

🇺🇸The best investment you can make is the one you make in yourself.

🇺🇿Siz qilishingiz mumkin bòlgan eng yaxshi sarmoya bu òzingizga qilgan sarmoyangiz.

👉 INVESTITSIYANGIZ 👈

What really counts are good endings, not flawed beginnings.

Ibn Taymiyya رحمه الله

And cooperate in righteousness and piety, but do not cooperate in sin and aggression. And fear Allah; indeed, Allah is severe in penalty.
[5:2]

Winners have failed more times than losers even tried.

©️Tate